Der bargeldlose Zahlungsverkehr setzt sich immer mehr durch. Mittels einer EC-Karte kann der Karteninhaber nahezu überall bargeldlos einkaufen. Es bestehen zwei Zahlungsvarianten. Bei dem so genannten Lastschrifteneinzug ermächtigt der Karteninhaber das Unternehmen, bei dem gekauft wird, dazu den Kaufpreis vom Konto abzubuchen. Hierfür ist lediglich…
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